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EMI Calculator

Calculate your monthly EMI, total interest, and amortization schedule for loans. Interactive sliders and charts make it simple!

%
Years
EMI Summary
Monthly EMI:₹0.00
Total Interest:₹0.00
Total Payment:₹0.00
Amortization Schedule
Month Principal (₹) Interest (₹) Balance (₹)

About WiseBooks EMI Calculator

The WiseBooks EMI Calculator helps you estimate monthly loan payments with accuracy and speed. Whether it’s a home, car, or business loan, this tool simplifies decision-making by showing how interest and principal are distributed over time.

How to Use

  • Adjust the sliders for loan amount, rate, and tenure.
  • Get instant EMI, interest, and total payment values.
  • Review your amortization schedule month by month.

FAQs

1. What is EMI?
EMI stands for Equated Monthly Instalment — a fixed amount paid each month until the loan is fully repaid.

2. How accurate are these results?
They use standard mathematical formulas, but final EMI may vary slightly based on rounding or processing charges.

3. Can I use this for business loans?
Yes! It works for all loan types — home, car, personal, or business.